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„Umiej?tno?? publish?powania z pieni?dzmi jest jedn? z kluczowych ?yciowych kompetencji, któr? powinni?my nabywa? ju? od najm?odszych lat w?a?nie w domu. Fakt, ?e rodzice nie zbywaj? dzieci i próbuj? jak najlepiej odpowiedzie? na zadawane pytania, napawa optymizmem. Takie rozmowy, w po??czeniu z czynnym udzia?em w ?yciu konsumenckim rodziny ora

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